SAVE

Save up to 1,050,000 SEK at 2.55% interest

Whether you're saving a little or a lot, Qliro offers up to 2.55% annual interest – with no fees and government-backed protection up to SEK 1,050,000.
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Saving always pays off

The Swedish government deposit guarantee protects all our savings accounts. With Qliro, you earn interest on everything you save. Whether you prefer one large account or several smaller ones, flexible access or a fixed-term deposit with a higher rate – the choice is yours. However you choose to save, it’s always worth it.
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Grow your savings – your way

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    Flexible Savings Account

    Our savings account with maximum freedom. You can deposit and withdraw money as often as you like. The interest rate is variable, meaning it can fluctuate both up and down over time.

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    Fixed-Term Savings Account – 3 Months

    A great interest rate with a relatively short commitment. Deposit once and let your money grow for 3 months.

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    Fixed-Term Savings Account – 6 Months

    Perfect if you want your money to grow steadily over the next 6 months. Deposit once and let it grow without interruptions.

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    Fixed-Term Savings Account – 12 Months

    Lock in a solid interest rate for a full year. It is ideal if you don’t need immediate access and want to maximize your returns. The rate stays fixed for the entire term.

Why save with Qliro

  • Interest on everything

    You earn annual interest on your entire balance – from the very first cent.

  • Zero fees

    Saving with us costs nothing – not a single fee, ever.

  • Track your savings journey

    Stay on top of your savings in the Qliro app – full control, anytime.

Guaranteed protection for your savings

The Swedish government deposit guarantee scheme covers all our savings accounts. This means that if Qliro were to go bankrupt, or if the Swedish Financial Supervisory Authority (Finansinspektionen) triggers the guarantee, you’ll be reimbursed by the Swedish National Debt Office (Riksgälden) for your savings and any accrued interest – up to SEK 1,050,000. Payout is made within 7 days from the date of bankruptcy or the authority’s decision. In other words, your money is safe – and you’ll always get your protected funds back.
Safety

Ready to grow your money?

Download the Qliro app and start saving smarter today – with zero fees, great interest, and full control in your pocket.

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FAQ – SAVINGS

  • To start saving with Qliro, you need to:

    • Be at least 18 years old
    • Have a Swedish BankID
    • Have a Swedish bank account
    • Have a registered residential address in Sweden

  • Each Qliro savings account has a unique OCR number (instead of a traditional account number). To deposit money, make a Bankgiro payment through your bank and enter the OCR number shown for your account in the app. It usually takes 1–2 business days for the funds to appear. You can also move money from a flexible savings account to a fixed-term account directly in the app. Withdrawals are made directly from your savings account. The Swedish government deposit guarantee protects all Qliro savings accounts.

  • For our fixed-term savings accounts, the annual interest rate depends on how long you choose to save:

    • 3 months: 2.40%
    • 6 months: 2.40%
    • 12 months: 2.55%

    When is the interest paid out?

    With a fixed-term account, interest is earned daily and paid out in full at the end of the savings period. After that, both your original deposit and the earned interest are automatically transferred to a flexible savings account – so you can withdraw the money or continue saving and keep earning interest.

  • The annual interest rate on the flexible savings account is ...%. Interest is earned daily and paid out monthly – on the last day of each month, a portion of your accrued interest is deposited into your account.
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