Executive Management Team

Qliro's Executive Management Team consists of people with broad and long experience from the payment industry and other financial industries. Qliro's CEO is tasked with managing the day-to day management of the company in accordance with external and internal rules. The internal rules regulate the division of responsibilities and the interaction between the CEO and the Board. The CEO works together with the other members of Qliro's Group Executive Management and each member of the management team reports to the CEO, who in turn reports to the Board.

Christoffer Rutgersson

CEO

Christoffer Rutgersson

Born

1986

In the management team since

2022

Education

MSc Industrial Engineering and Management, Linköping Institute of Technology

Previous experience

Angel Investor in tech startups, Board of Directors Greenely (2018-2022), VP Portfolio & Growth Management at Ingenico Retail (2019-2020), Co-founder and Chief Growth Analytics Officer of Bambora (2014-2018), and Consultant at Boston Consulting Group (2011-2014)

Ownership in Qliro AB

846,393 shares and 748,874 warrants

Carl Löfgren

Chief Financial Officer

Carl Löfgren

Born

1980

In the management team since

2025

Education

Master, Industrial Engineering and Management from KTH Royal Institute of Technology

Previous experience

Investment Manager at Industrivärlden (2017–2024), Member of the Advisory Committee of Nasdaq Nordic (2018-2024), Founder at Courons AB (2015-2017), Managing Consultant at MasterCard Advisors (2014-2015), Manager at Bain & Company (2008-2014), Consultant at Oliver Wyman (2005-2008)

Ownership in Qliro AB

0 shares and 0 warrants

Evelin Kaup

Chief Product Officer

Evelin Kaup

Born

1987

In the management team since

2024

Education

Master's degree in Banking and Finance from Stockholm University

Previous experience

Founder of Bapelsin (2022-2024), Head of Product at Liber (2019-2022), Head of Product Nordnet (2016-2019), Product Owner Spotify (2016), Product Manager Klarna (2013-2016)

Ownership in Qliro AB

10 156 shares and 60 000 warrants

Joel Nisses

Chief Risk Officer

Joel Nisses

Born

1981

In the management team since

2023

Education

MSc in International Business, Grenoble Ecole de Management

BSc in Economics, Lund University

BSc in Political Science, Swedish Defence University

Previous experience

Director at FCG (2017-2023), Commercial Director Reg&Tech Solutions at FCG (2020-2022), Senior Consultant at 4C Strategies (2013-2016), Founder and Managing Director at Nordiva Healthcare AB (2010-2013), and Schibsted Trainee Program with various roles within Schibsted Group (2007-2010)

Ownership in Qliro AB

43,042 shares and 50,000 warrants

Fredrik Milton

Chief Technology Officer

Fredrik Milton

Born

1977

In the management team since

2022

Education

Natural science program, Hersby Gymnasium

Previous experience

Own consultancy (2016-2022), Partner at Polar Cape Consulting (2011-2016), Consultant at HiQ (2006-2009), System Artchitect at Song Networks/TDC (2002-2006), Head of Development at Wineasy (1999-2001)

Ownership in Qliro AB

1,050 shares and 60,000 warrants

Emma Lunde

Chief Operating Officer & Interim Chief People Officer

Emma Lunde

Born

1982

In the management team since

2022

Education

IHM Business School and COPC-2000® CSP Standard, Registered Coordinator Training - COPC Inc, Amsterdam

Previous experience

Head of Operations at Qliro (2020-2022), CEO at Women for Education (NGO) (2021-2022), Domain Lead/Head of Service Center (Global) at Klarna (2018-2020), Director at Service Center Europe (2017-2018), Head of Account & Operations at Webhelp (2012-2017), Interim Customer Service Manager at Svenska Dagbladet/Schibsted (2011-2012), Contact Center Manager at Teleperformance (2007-2011), Project Manager at American Express (2006-2007), and Business Save Desk Manager at Hi3G Access (2005-2008)

Ownership in Qliro AB

59 shares and 35,000 warrants

Robin Soubry

Chief Strategy Officer

Robin Soubry

Born

1986

In the management team since

2023

Education

Master Industrial Design, University Antwerp

Master in Business Administration, Vlerick Business School

Previous experience

Product Strategy Management at Worldline, Head of Product & Customer Experience for the core European eCommerce offering at Worldline, and Head of Value Proposition for European payment solutions at Worldline

Ownership in Qliro AB

29,497 shares and 60,000 warrants

Lina Nätterlund

Chief Credit Officer

Lina Nätterlund

Born

1988

In the management team since

2024

Education

Master's degree in Industrial Engineering and Management from the Royal Institute of Technology in Stockholm.

Previous experience

Credit Manager at Froda (2019-2024), Senior Manager Pay Later Underwriting at Klarna (2015-2019), Management trainee at MTG/Viaplay (2014-2015).

Ownership in Qliro AB

0 shares and 0 warrants

Peder Ålenius

Chief Commercial Officer

Peder Ålenius

Born

1979

In the management team since

2024

Education

Master of Science in Economics and Business Administration from the School of Business, Economics and Law at the University of Gothenburg.

Previous experience

Sr. VP Sales EMEA at Sinch (2019-2024), Regional Sales Director at Vaimo (2017-2019), Management Consultant at Howee Technologies (2014-2017), European Director of Sales and Marketing at EF (2010-2014), Sales Development Manager at Viasat (2008-2010), Management Trainee at MTG (2007-2008).

Ownership in Qliro AB

8 485 shares and 60,000 warrants